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Wells Fargo Reflect Card Review

0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — This is the place The Wells Fargo Reflect℠ Card merely cannot be beat. The card begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you will get an intro APR extension of as much as three months, for a complete of 21 months. All you have to do is make on-time minimal funds in the course of the intro and extension intervals.

It’s value noting that the intro APR applies to steadiness transfers made inside the first 120 days of opening the account. There can also be a steadiness switch payment of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. Those payment quantities are customary amongst steadiness switch bank cards.

No annual payment — The Wells Fargo Reflect℠ Card is designed that will help you get monetary savings each on bank card curiosity and different charges. Since it is a no annual payment card, you need not pay an annual payment to have it.

Cellphone safety — When you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety (topic to a $25 deductible). This is a kind of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, and you’ll nonetheless have the peace of thoughts that your cellphone is protected.

Special affords — Through My Wells Fargo Deals, you possibly can earn money again assertion credit on procuring, eating, and experiences that you simply pay for together with your eligible Wells Fargo card.

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